Nomsa Nkata v FirstRand Bank Limited and Others

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Nkata v First Rand Bank

We have assisted more than 3600 home owners from loosing their properties. Many clients lost their properties due to untaxed legal fees which have been debited to the bond account. This is not legal and we are the only company in South Africa who can re-calculate these illegal charges with interest and stop the auction. Our legal advisers has first hand experience in this field and with a 100% accurate driven software program can we assist you, the consumer to stop the auction.

We can also assist to rescind the judgment from your name.

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Click here to read more. – FirstRand Bank Limited – Constitutional Court Case
  • https://problembond.co.za/wp-content/uploads/2016/04/CCT-73-15-Nkata-v-First-Rand-Bank-Limited-and-Others-Judgment-media-su1.pdf
  • https://problembond.co.za/court-case-nkata-v-firstrand-bank-limited-zawchc-1/
  • http://www.saflii.org/za/cases/ZASCA/2015/44.html
  • http://www.seri-sa.org/index.php/19-litigation/case-entries/434-nomsa-nkata-v-first-rand-bank-limited-and-others-nkata
  • http://www.jordaanattorneys.co.za/Court-Cases/Firstrand-Bank-Limited-v-Nkata/
  • http://domainatricks.co.za/seri/index.php?option=com_content&view=article&id=434:nomsa-nkata-v-first-rand-bank-limited-and-others-nkata&catid=19&Itemid=41


In execution of the judgment in the High Court, granted on the 6th of March 2014, the undermentioned property will be sold in execution at 11h00 on the 10th of February 2015 at the premises, to the highest bidder: Erf 13695—Fish Hoek, situate in the City of Cape Town, Cape Division, Province Western Cape, measuring 761 square metres, and held by Deed of Transfer No. T37026/2010, and known as 16 Harry De Stadler Close, Fish Hoek.
The following improvements to the property are reported, but no representations or warranties as to the correctness thereof are given in respect thereof: Property description: A brick building under a tiled roof, consisting of a lounge, dining-room, family room, 2 x studies, kitchen, 3 x bedrooms, 2 x bathrooms, 2 x showers, 2 x toilets, laundry, open stoep, timber deck, pool and 2 x garages. 1. The sale is subject to the terms and conditions hereunder and the property being sold is sold voetstoots and as it stands
and subject to the conditions of the existing Title Deed. The highest bidder shall be the purchaser. 2. One-tenth (1/10) of the purchase price shall be paid in cash or by means of a bank guaranteed cheque and immediately after the property is declared to be sold and the balance of the purchase price together with interest as detailed in the conditions of sale to be paid against registration of transfer, and secured within fourteen (14) days after the said date of sale by a Bank or Building Society guarantee. And subject to the further conditions which may be read out at the time of the sale and which may be inspected at the offices of the Sheriff of the High Court. Dated at Parow this 1st day of December 2014.
T. O. Price, for Cohen Shevel & Fourie, Plaintiff’s Attorneys, 40 McIntyre Road, Parow. Tel: (021) 939-5120. (Ref: T O Price/zvw/F52205.)


(The sale shall be subject to the terms and conditions of the High Court Act No. 59 of 1959 and the Consumer Protection Act No. 68 of 2008 and the rules promulgated thereunder)
The property which will be put up for auction on Friday, the 13th February 2015 at 10h00, at the Sheriff’s Office, Ground Floor, 18 Groom Street, Verulam, to the highest bidder:
Description: Erf 787, Woodview, Registration Division FU, Province of KwaZulu-Natal, in extent 288 (two hundred and eighty eight) square metres, held by Deed of Transfer No. T5312/2008, subject to the conditions contained therein, situate at 16 Gablewood Place, Woodview, Phoenix, KwaZulu-Natal. The following information is furnished, but not guaranteed: Improvements: A single storey brick/paint under tile roof dwelling with walling, pre-cast fencing & sliding security gates, comprising lounge, dining-room, kitchen, 3 bedrooms, shower, wc & an attached single out garage with 1 storeroom & entrance
porch. Zoning: Residential (not guaranteed). The sale shall be subject to the terms and conditions of the High Court and the Rules made thereunder and the Purchaser
(other than the Execution Creditor) shall pay a deposit of 10% of the purchase price in cash at the time of the sale. The full conditions of sale and Rules of Auction shall be inspected at the offices of the Sheriff for Inanda Area 1, 1st Floor, 18 Groom Street, Verulam. Tel: (032) 533-1037. Take further notice that: 1. This sale is a sale in execution pursuant to a judgment obtained in the above Court. 2. The Rules of this auction are available 24 hours before the auction at the office of the Sheriff, Inanda Area 1, 1st Floor,
18 Groom Street, Verulam. 3. Registration as a buyer is a pre-requisite subject to the conditions, inter alia:

(a) Directive of the Consumer Protection Act 68 of 2008 (URL http://www.info.gov.za/view/DownloadFileAction?id=99961);
(b) FICA-legislation i.r.o. proof of identity and address particulars;
(c) Refundable deposit of R10 000,00 in cash or bank-guaranteed cheque;
(d) Registration conditions.
The Office of the Sheriff, Inanda Area 1 will conduct the sale with auctioneers Mr T. Rajkumar and/or Mr M. Chetty and/or
Mr R. Narayan and/or Mr S. Singh and/or Mrs R. Pillay.
Advertising costs at current publication rates and sale costs according to Court Rules, apply.
Dated at Umhlanga this 8th day of January 2015.
Livingston Leandy Inc, Plaintiff’s Attorneys, 1st Floor, Building 3, Glass House Office Park, 309 Umhlanga Rocks Drive,
La Lucia Ridge. (Ref: 02F192846.)


FIRSTRAND BANK LIMITED, Plaintiff, and MUQTADIR MANUEL, 1st Defendant, and SHAMEEM MANUEL, 2nd Defendant

FNBLogoIn execution of a judgment of the High Court of South Africa (Cape of Good Hope Provincial Division) in the abovementioned suit, a sale without reserve will be held at the premises, 106 2nd Avenue, Grassy Park, on 8 December 2014 at 12h30 of the undermentioned property of the Defendants on the conditions which will lie for inspection at the Sheriff’s Office. Erf 6326, Grassy Park, situated in the City of Cape Town, Cape Division, Western Cape Province, in extent 520 square metres, held by Deed of Transfer No. T91376/2006. Also known as: 106 2nd Avenue, Grassy Park. The following information is furnished but not guaranteed: 3 compartments, open plan dining-room/kitchen, 1 bedroom, bathroom/toilet, kitchen.

Conditions of sale:
1. 10% (ten per centum) of the purchase price in cash; EFT payment or bank-guaranteed cheque on the day of the sale, the balance payable against registration of transfer, to be furnished within (14) fourteen days from the date of the sale.
2. Auctioneers charges, payable on the day of sale, to be calculated as follows: 6% (six percent) on the proceeds of the sale up to a price of R30 000,00 (thirty thousand rand) and thereafter 3,5% (three comma five percent) up to a maximum fee of R9 655,00 plus VAT, minimum charges R485,00 plus VAT. Dated at Table View on this the 28th day of October 2014. PM Waters Oosthuizen, Lindsay & Waters, Plaintiff’s Attorneys, 54 Blaauwberg Road, Table View. Tel: (021) 557-7278. Ref: Mrs Waters Oosthuizen/Mrs Conradie.
Auctioneer: The Sheriff of the High Court, Wynberg South.


In pursuance of a judgment of the above Honourable Court granted on 16 September 2014, and a writ of execution against immovable property dated 10 October 2014, the following property will be sold in execution, by public auction, without reserve, to the highest bidder on Friday, the 5th December 2014 at 12h00, at the Magistrate’s Court, High Street, Grahamstown. Erf 9226, Grahamstown, in the Makana Municipality, Division of Albany, Province of the Eastern Cape, in extent 311 square metres, and situated at 7 Kingswood Place, Frere Street, Grahamstown, held under Deed of Transfer No. T68231/08. The conditions of sale will be read prior to the sale and may be inspected at the offices of the Sheriff of the High Court, High Street, Grahamstown. Further details can be obtained from the offices of the Plaintiff’s attorneys, at 3rd – 5th Floors, 15 Rink Street, Central, Port Elizabeth, Telephone: (041) 582-1705, Reference: Ms Charsley. Terms: Deposit of 10% and Sheriff’s charges at 6% on the proceeds of the sale which shall be paid by the purchaser up to a price of R30 000.00 and thereafter 3.5% up to maximum of R9 655.00 subject to a minimum of R485.00 plus VAT on Sheriff’s charges on the date of sale, the balance against the transfer to be secured by a bank-guarantee, to be approved of by the Plaintiff’s attorneys, to be furnished to the Sheriff within 15 days from the date of the sale. While nothing is guaranteed, it is understood that the property is a residential dwelling consisting of lounge, dining-room, kitchen, 3 (three) bedrooms, 1 (one) bathroom, 2 (two) showers and 2 (two) w/c’s. Zoned: Residential. Dated at Grahamstown this 29th day of October 2014. Neville Borman & Botha.



In the matter between: FIRSTRAND BANK LIMITED t/a inter alia FNB HOMELOANS (formerly FIRST NATIONAL BANK
In execution of a judgment of the South Gauteng High Court, Johannesburg (Republic of South Africa) in this suit, a sale
without reserve will be held at the office of the Sheriff Westonaria, on the 8th day of August 2014 at 10:00, at 50 Edwards
Avenue, Westonaria, of the undermentioned property of the Defendant, on conditions to be read out by the Auctioneer at the
time of the sale and which may be inspected at the office of the Sheriff, 50 Edwards Avenue, Westonaria, prior to the sale.
Certain: Erf 4601, Lenasia South Extension 4 Township, Registration Division I.Q, Province of Gauteng, measuring
880 (eight hundred and eighty) square metres, held by Deed of Transfer No. T12422/1997, situated at 9 Mount Reiners Street,
Lenasia South Ext. 4.
Improvements (not guaranteed): A dwelling consisting of a lounge, kitchen, 2 bedrooms, bathroom and a toilet.
24 No. 37857 GOVERNMENT GAZETTE, 25 JULY 2014
This gazette is also available free online at www.gpwonline.co.za
Terms: Cash, immediate internet bank transfer into the Sheriff’s trust account or a bank guaranteed cheque immediately
on the property being knocked down to the purchaser, of 10% of the purchase price; the balance and interest on the full
purchase price at current bond rates payable against registration of transfer, to be secured by a bank, building society or other
acceptable guarantee to be furnished within 14 (fourteen) days from the date of sale. Auctioneer’s charges are payable and
calculated at 6% on the proceeds of the sale up to a price of R30 000 and thereafter 3.5% to a maximum fee of R9 655,00 and
a minimum of R485,00.
Sale subject to the Consumer Protection Act 6/2008 and the Financial Intelligence Act 2001 (FICA).
1. A person attending an auction to bid, must register as a bidder and comply with the requirements of:
(a) The Consumer Protection Act 68 of 2008, as amended;
(b) The Financial Intelligence Centre Act 2011 (FICA) in respect of the establishment and verification of identity;
(c) The further requirements for registration as a bidder;
(d) Conditions of sale.
2. A person attending the auction to bid on behalf of another entity, must produce a letter of authority, expressly authorising
him/her to bid as such. If a person will be bidding on behalf of a company and must be accompanied by a certified copy of the
resolution authorising him/her to do so. Both the bidder and the mandatory must comply with the requirements of the Financial
Intelligence Centre Act, 2001 (FICA), in respect of the establishment and verification of identity.
Dated at Johannesburg during July 2014.
VVM Inc., c/o Barnard & Patel, No. 17 Ivy Street, Clydesdale, Pretoria, DX 2, Randburg. Ref. J Hamman/ez/MAT 994.

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